Custom Cover For High-Risk Liability

Cover for dangerous trades and exposures

High Risk Liability

Binfield Insurance Brokers have been specialising in Scaffolding and Roofing Insurance for over 20 years and have access to some exclusive schemes offering extremely competitive premiums.


High-risk industries require specialist liability cover that reflects the realities of hazardous work. From working at height to operating in high-risk environments, the right policy protects against claims, accidents, and unexpected costs. With access to specialist schemes, cover can include high liability limits, protection for complex risks, and flexibility for a wide range of trades.
Without the right protection in place, incidents can lead to serious financial loss or disruption. Tailored high-risk liability insurance helps safeguard your business, your workforce, and your reputation at every stage of your work.

Benefits of the High Risk Liability Schemes:

Cover for a wide range of trades, including the following:

Aerial Erectors, Civil Engineers, Concrete Repairers, Damp/Timber Treatment, Diamond Drillers, Fabricators, Formwork, Groundworkers, Glazing/Curtain Walling, Lift Engineers, Mastic/Asphalt, Refrigeration, Roofing, Rope Access, Scaffolding, Steel Fixing, Steel Erection, Steeplejacks, Stone Masonry, Welders.

Turnover/Wages and Per Capita rates available

PL and EL limits up to £50m

High hazard locations

Cover available for poles & clips (Scaffolders)

Accidental discovery of Asbestos cover (Roofers)

Removal of non-licenced asbestos cover available

Defective workmanship

Financial loss

Pollution clean up costs

Discounts available

Number of years claims free

Trade Association Memberships

Property Insurance – Protecting buildings, stock, and business assets

Property

Protecting buildings, stock, and business assets.

High Risk Liability – Cover for dangerous trades and exposures

High Risk Liability

Cover for dangerous trades and exposures.

Construction Liability – Insurance for contractors, builders, and projects

Construction Liability

Insurance for contractors, builders, and projects.

Motor Fleet Insurance – One policy, many vehicles, total control

Motor Fleet

One policy, many vehicles, total control.

Truck – Specialist cover for haulage and transport

Truck

Specialist cover for haulage and transport.

Hospitality – Insurance for pubs, restaurants, and takeaways

Hospitality

Insurance for pubs, restaurants, and takeaways.

Commercial Insurance Combined – Flexible all-in-one business protection.

Commercial Combined

Flexible all-in-one business protection.

Three engineers wearing helmets review building plans on a laptop in a bright indoor setting.

Combined Liability

Public and employers’ liability, simplified.

Request a Quote for Tailored High Risk Liability

Contact us for expert assistance.

Independent Insurance Broker in the UK

Binfield Insurance Brokers: Reliable Coverage for Everyone.

Expert insurance solutions tailored to your needs.